Youll find a variety of both single-family and multi-family residences at all price levels. The median home cost for those . Data comes from the Census Bureau's 2019 5-year American Community Survey. Its an ideal location for anyone looking to enjoy the beach without having to travel too far from civilization. This city really lives up to its reputation as Fun Florida.. Melbourne is situated just southeast of Orlandos massive, family-friendly theme parks, but it could be better suited to an older homeowner. Hampton, which the town website describes as a city with an old soul and a youthful enthusiasm, features some lovely historic attractions and museums, golfing and boating opportunities and fantastic dining options. This country has been a popular place to retire overseas for more than 40 years. Delray Beach was also noted for its tree-lined main street, offering an array of antique stores, art galleries, boutiques, restaurants and entertainment options. When 55places named Sioux Falls in South Dakota the most affordable place to retire in 2019, it was a bit of a surprise. These are areas that you can live in a part of the year or full-time. Along the Gulf of Mexico the Gulf Islands National Seashore, Pensacola is an inexpensive beach town in Florida Panhandle to live in. They were ranked according to their median home value, average number of rooms per house, median monthly property taxes paid and monthly housing costs. Elderdepot, Mobilehelp, iamfine, Piscifun, Proozy, TwinMed LLC, Medical Supply Depot, Mobile Home Parts Store, ShareASale. Plus, there is also the Amelia Island Museum of History for those who want to learn more about Fernandina Beachs culture and history. The median monthly housing expenses come to $853. Pensacola Beach is a popular attraction spot attracting tourists all over the world. Youll find a variety of housing here, along with communities that dont have homeowners associations, which some buyers find attractive. Located in Volusia County close to Daytona Beach, Port Orange offers residents an attractive alternative to the more tourist-friendly areas immediately surrounding it, while still being conveniently located to the beach and other attractions. 20 Southern Beaches and Islands for Dreams of a Tropical Getaway. Theres no shortage of things for residents hobbies. Titusville, also known as the Space Coast, is the most affordable city in Florida. The Best Places to Retire in Costa Rica. The median home value is priced at $208,800 and the median annual property tax is $1,953, while youll pay around $953 in housing expenses each month. Siesta Key is one of the best cities to live in Florida. There are a lot of shopping centers, art galleries, and stores to keep you busy while strolling around. The healthcare scene is also upgraded with the setting up of Sarasota Memorial Hospital. . Having recently been recognized as one of Americas best places to retire with great weather all year long. Clearwater Beach is a stunning casual beach town abuzz with good restaurants, good vibes and good opportunities. To view the purposes they believe they have legitimate interest for, or to object to this data processing use the vendor list link below. Here are seven of the nation's best 55+ communities near a beach. The fishing here is fantastic, so you can just imagine what draws so many people to live here. You can enjoy relaxing on the beach, boating rides out into the water, or catch some fish while watching dolphins swim by in their natural habitat. Recommended 55+ Communities in Boynton Beach Indian Spring Mid $100s - High $600s This is a great way to meet other local residents as well. The beach areas are not crowded, and the coastline is largely unspoiled. 9. The council on aging in Vero Beach serves more than 10,000 senior citizens with its transportation system and senior centers. The median home value in Fort Walton is $185,900, while annual property taxes will cost you around $1,366 and monthly housing costs amount to about $1,049. Known as the land of five minutes, because everything is five minutes away, Boynton Beach drew top scores for its short commute times, beautiful beaches and outdoor spaces, abundance of water sports, plentiful restaurants and shopping and plethora of 55+ communities. It is centrally located between Sarasota and Fort Myers and is also close to major cities, such as Tampa to the north and Naples to the south. Or if you prefer to stay indoors, the Driftwood Bistro offers a more refined setting with an equally impressive menu of fresh seafood. (Getty . With pent-up demand, labor shortages and surging prices, summer travel wont be a bargain this year. The median home value is $161,700 and the median annual property tax is $1,1986 a bit more expensive compared to Gulfport but youll pay about $737 in housing costs each month. SmartAssets The cost of living is 31% higher than the average. Titusville is situated in the Space Coast region of Florida, so it is not quite as well known as other areas. You could also be saving $1,000 a year or more by choosing the right home insurance policy online. Most Affordable Beach Towns - 2022 Edition - SmartAsset Loading Top 50 Most Affordable Beach Towns Note: All figures shown are averages in each city. Harbor Branch Oceanographic Institute at Florida Atlantic University near Fort Pierce offers quality marine education to students. To enjoy the community even more, residents seem to flock to the historic downtown area. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Unsurprisingly, we're starting on Florida's Atlantic Coast in Palm Beach County. So you dont have to worry about making friends. In order to find the most affordable beach towns in the country, SmartAsset compared 218 cities located directly on an ocean (including bays and sounds). if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[320,100],'seniorlivingheadquarters_com-medrectangle-3','ezslot_4',122,'0','0'])};__ez_fad_position('div-gpt-ad-seniorlivingheadquarters_com-medrectangle-3-0'); Here is a lovely coastal town where you can secure a lovely home in the neighborhood of $130,000. Median Home Value: $239,600. The Sunrise City is approximately 29 square miles, diverse with heritage, culture and contemporary activities to perform. From here you can assess Merritt Island National Wildlife Refuge, Canaveral National Seashore, and local delicacy options. As an Amazon Associate I earn from qualifying purchases and referring traffic and business to Amazon and other companies linked to on this site. Fernandina Beach The county seat of Nassau County, Fernandina Beach is just north of Florida's beautiful Amelia Island. The area is also home to a number of 55+ communities, including some newer options for retirees looking for new construction. In minutes, you can connect with a local or remote advisor and get a free initial consultation. The Beach vacations can be expensive, but luckily, a retiree in Ormond Beach doesnt have to drain their savings for a more permanent stay. Daytona Beach, Florida. It is a great place for backpackers who love to travel on a budget. Permission and instructions to access this system can be obtained from the SmartAsset access control You can go hiking in Atlantic Coastal Ridge which is a designated wildlife sanctuary. Learn more about the pros and cons of living in the Florida Keys. We and our partners use data for Personalised ads and content, ad and content measurement, audience insights and product development. It has a population of almost 70,000. The crime rate is lower than both the national and the state average. Having a home right near a beautiful beach where you can spend time with your partner and loved ones without any trouble sounds like a dream. Even baseball fans will be excited about the fact that teams from both Boston (Red Sox) or Minnesota(Twins) hold their spring training activities right around town, making it easy on residents like you looking forward to catching up over some games at cozy parks during warmer months while enjoying breathtaking views all along this beautiful citys waterways. The median home price is only $165,000, so there are plenty of values to be found. Laidback New Smyrna Beach is a peaceful beach community of 23,000 located in the northern portion of Florida's east coast. The stunning Olympic National Park, with its lush green forests, hot springs and glacier-capped mountains, lies nearby as well. Port Arthur houses the Texas Point National Wildlife Refuge, which covers 8,972 acres of saline to brackish marsh and is inhabited by a variety of fish and fowl. The sun may be hot but youll never regret taking time out during one of these scorching days underwater where temperatures will help cool off before heading back. This quaint beachy metropolis of 58,000 residents offers so much to see with its own unique charm. There will also be plenty of opportunities to go surfing on the coast of Melbourne Beach. Some of our partners may process your data as a part of their legitimate business interest without asking for consent. Fort Myers is an endless destination for those who know how to have fun. 1. His wife owns a successful family business that has served tens of thousands of people. The beachy nature of this city is evident right down to the pier close by once you finally come in close enough to take a stroll around it. Across the bridge from Sarasota Florida lies Siesta Key on the southwest coast of Florida which is half an hour south of St Petersburg and Tampa. The median home value in the city is $153,000 and youll pay about $1,220 in property taxes each year and $723 in housing costs every month. An Agent Publishing Company. We then added several affordability metrics from the most recent U.S. Census data as well as national weather data from Sperlings Best Places. Places to visit:Sunsets at Pier 60 beach, Clearwater Beach, Caladesi Island, Fort De Soto Park, Pass-a-Grille Beach, Moccasin Lake Nature Park, Bilheimer Capital Theatre and many more. This amazing town is known for its beaches where early automobile speed demons would race and break records. As of now, an average house is worth about almost 240k (priced at list). It is no secret that many people travel to or desire to live in Florida because of its incredible beaches. Located on the Southwest coast of Florida, Fort Myers is a commuter town located near Cape Coral and Sanibel Island. It is home to Wellen Park, a top-selling master-planned community but there are many other neighborhoods. Because of its location, you will also be able to rockets as they launch test missions periodically throughout the year. Coming in at No. Titusville,the cheapest beach town in Floridais gifted with an unspoiled natural landscape and 24 miles of protected coastline with gorgeous views. The state of Florida is quickly becoming a hot spot for those looking to retire and become part-time residents. Your family will love to explore the Islamroradan paradise by land and sea. (2023), 13 Most Romantic Florida Beaches for Couples in 2023. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. Live everyday like youre on vacation in Dunedin. Home of the Daytona 500 and so much more, Daytona Beach, Florida, offers 23 miles of white-sand beaches. Because Sebastian has not been overrun with tourists over the years, most of the town remains undeveloped. Consider Hobe Sounds gorgeous sandy beaches, green parks and abundant golf courses if youre settling down in the Sunshine State for your retirement. Siesta Key is an affordable beach town in Florida,where you can live a quality life at an inexpensive price and enjoy the island lifestyle. This scenic hamlet in the Beaver State offers many outdoor recreational activities for a retiree, as well as museums, full-service libraries, restaurants and shops, athletic clubs and cultural events. Melbourne is one of the most affordable beach towns to retire in, at least on this list. The health care facilities are also up to the mark, with hospitals like Indian River Memorial Hospital. America's gold stockpile has fueled curiosity and conspiracy theories. A popular destination for retirees, this town in Southwest Florida is quiet and welcoming. Many people love its small-town feel, the 24 miles of unspoiled coastline on Playalinda Beach, and abundant wildlife. In 2021, Travel + Leisures released a list stating Clearwater Beach as one of the 14 best beaches in Florida. Home prices, taxes, health care, climate. The median home value in Tarpon Springs is $209,400 and the median monthly housing cost adds up to $943 slightly pricier than Hobe Sound but youll pay around $1,847 in property taxes each year. Popular attractions include the Boynton Beach Marina, Oceanfront Park, and the The Links at Boynton Beach. Dont miss the National Naval Aviation Museum, the worlds biggest naval aviation museum, which houses over 150 restored aircrafts. There are several white sand beaches like Biloxi beach nearby, as well as one of the best fishing scenes on the Gulf Coast. Many people might be surprised to find Daytona Beach on a list of affordable beach towns, yet here it is. Finding the most affordable beach towns in Florida involves gathering up a range of data that includes such items as the average price of a home, property taxes, the overall cost of living, and much more. 1 spot, Boynton Beach ranked high in cost of living, home price and value, and taxes. Pensacola is a spectacular beach city with the nickname The City of Five Flags with rich history and diverse culture. And while Miami scored high marks for public transportation, weather, and. Median home prices are around $155,000. Get advice on your investment portfolio from a certified professional through Datalign. 3) Sebastian Florida. With its heritage as a sponge fishing center and the legacy of its Greek residents, its culture is one of its unique features. This is a place where you could easily envision living for the rest of your life. In any case, let us discuss some of the best beach towns for retirement in Florida. 12 Crucial Snowbirds Facts. Cities with the Best Home-Price-to-Income Ratio. Some people may need to pay taxes in Florida if they stay too Whats The Most Expensive Village in The Villages Florida? As one of the more recognizable towns on our list, Melbourne Beach might be a surprising addition to many. The two large clubhouses contain 3 indoor pools and 2 outdoor resort-style pools. Head to the local restaurants for some fresh gulf seafood or book a charter and reel in some fish yourself. Islamorada is known as the Sportfishing Capital of the World, hosting a larger fishing fleet per square mile than anywhere else on the planet. There are also classes available in painting, photography (including digital media), dance theater for all ages. The content provided on MoneyWise is information to help users become financially literate. Many Florida cities have high desirability ratings based on a U.S. News online survey about where people age 45 and older are most interested in retiring. Port St. Lucie is located on the East Coast of Florida, approximately 120 miles south of Orlando and 165 miles north of Miami Beach. Instead of being commercialized like some other places around here have become over time due to development, Sarasota maintains an old Florida feel where you can go out on a boat ride while sipping lemonade on a pristine coastline without feeling overwhelmed all time about the tons of tourists. Given the fact that you can find a single family home here for cheaper than most other parts of the country, this is a great place to consider moving to if Florida is on your list. Florida cities took eight out of the top 10 spots on . Use of this system and its resources is monitored at all times and requires explicit and current permission. One of the most affordable safe places along Florida's east coast. And we go over some of the numbers taken from Census Bureaus 2019 five-year American Community Survey as well as what makes each city so great to retire in. The county seat of Clallam is situated between Americas border with Canada the city of Victoria is just a ferry ride away by the gorgeous Salish Sea. It is the county seat of Lee County. While you will not find many condo opportunities in the town, plenty of single housing units offer affordable prices. But, Key West is better than Florida Keys in terms of bumping nightlife, shimmering sunset views, great food, and historic buildings like Hemingways Home. Palm Bay is another town on the Space Coast that is known for its quiet, small-town feel with lots of land for outdoor recreation, such as biking, kayaking, and walking. Playalinda Beach is one of the private, nude beaches that beckon explorers of all ages. Inland, theres the Daytona International Speedway, which hosts NASCAR races and charitable events. When you want to get outside, there is plenty to do in Port Orange. Its an amazing retirement destination with its white sand beaches, casino resorts, championship golf courses and museums and historic sites. Please register to post and access all features of our very popular forum. Because there is so much less traffic here than in other areas of Florida, you can really enjoy your time on the beach. Southwestern Florida starts just above Tampa and goes south to Marco Island. (Florida and South Carolina ranked No. 5 spot, Tampa-St. Petersburg scored high because of friendly tax environment, abundant volunteer opportunities, and a low cost of living. Continue with Recommended Cookies. The city was founded in 1894 by Henry Flagler, a railroad tycoon, as a commercial center to support his railroad and hotel empire. Add to that the reality that many of the communities in Palm Bay do not have the added expense of a Homeowners Association and it is easy to see why so many people are choosing to move here. document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); Commenting is not available unless JavaScript is enabled. It is located about 30 miles north of Key West and is often overlooked as travelers head south through the Keys. My retirement income is $95,000 a year, and I want a walkable, affordable beach town to spend the winter. Otherleast expensive coastal towns in Floridaare Sebastian, Palm Bay, Port Orange, Fort Pierce, and Daytona Beach. The median home value in the city is quite low just $113,600 and youll pay around $908 in annual property taxes and about $655 in monthly housing costs. Its quaint main street is lined with old oak trees and brick buildings sporting wrought-iron detailing, while three entertainment districts offer plenty of diversions. In case you are not familiar, Florida is also known for its sinkhole activities so here is more information for that. A recent U.S. News analysis compared the 150 largest metropolitan areas in the United States as potential retirement spots, including data on housing affordability, happiness, desirability, retiree. The temperatures reach 84 degrees Fahrenheit on average between February and April when baseball season begins here at Tradition Field at Jet Blue Park. Single-family homes are the most common here, although youll also find a few condos and townhomes. Upload a picture of your shopping receipts to the free Fetch app, and start earning points today. Tarpon Springs has a well maintained and vibrant downtown district that has regularly scheduled activities and plenty of entertainment and dining options. In addition to the low cost of living, there are local attractions to enjoy. A few years ago my parents were downsizing and needed information about active senior living. Because of its small-town atmosphere, many young families and singles have come to the area in recent years. Clearwater offers highly-ranked workplaces culture like Marketopia, Baycare Health System, Vology, Honeywell Aerospace and many more. There is so much to see and do in Sebastian that it is amazing to consider how affordable it is. While being a snowbird may seem like a lot of fun, there is much more that goes into becoming a snowbird than just flying to Florida. Youll find all types of housing at varying price levels, including homes that are located close to or along the oceanfront at surprisingly affordable prices. Having a median home price of only $155,000 doesnt hurt either. Delaware tied with Montana as the No. It is not too far from both Fort Myers and Naples, yet remains very secluded in comparison to those larger cities nearby due to its location along the Caloosahatchee River. Buckroe Beach and Park, which offers jet ski, kayak and paddle board rentals, also presents sparkling views of the Chesapeake Bay. There are no guarantees that working with an adviser will yield positive returns. The unique geography of Siesta Key offers you to access the best amenities of Bradenton, the Tampa Bay area, and Sarasota. The median annual property taxes add up to $1,267. The city of Palm Bay has incorporated a number of walking and biking trails throughout the district. Clearwater is anaffordable place to live in Floridawith plenty of entertainment options and family-friendly museums. The median home value in Hampton is just $186,700 and youll pay around $1,989 in property taxes each year and $1,255 in housing costs every month. You will find a lot to do in this city. It is a great place to live and buy property because of the affordable cost of living. There are plenty of spas, salons, restaurants and live entertainment to enjoy, and you can grab fresh produce and seafood at the Fresh Market on Tuesdays. SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is The median home value in Gulfport is $185,600 and the annual property taxes will cost you around $1,448, while monthly housing expenses amount to about $877. Known as the Horse Capital of the World, Ocala offers a range of outdoor adventure options including state parks and national forests. Piper Aircraft located here offers good employment opportunities to the people. 1 was Boynton Beach in Florida. Even though the town is relatively small, you will still benefit from many of the amenities you would expect of a resort area. Live everyday like youre at a summer resort at Ormond Beach in Florida and enjoy clear blue waters and peachy orange sands. Steven Abbey is a author for Senior Living Headquarters and owns a home in a retirement community. In addition to the pristine coastline, Melbourne beach is also home to a 155-mile long estuary. Boynton Beach Area - Florida. It comes as no surprise that not everyone knows about springs in Orlando. Tarpon Springs, along the shore of the Gulf of Mexico, has been dubbed the sponge capital of the world for its history of Greek immigrants, who made a big business out of selling the natural sponges found in the water. The most affordable Florida beach towns are: Finding an affordable beach town does not mean you have to give up the beauty and ambiance that the state of Florida is known for. This makes it one of the best beach towns in Florida to retire. According to a survey by the Transamerica Center for Retirement Studies, 67% of Generation Z workers are saving money via employer-sponsored retirement plans and/or outside the workplace. Housing consists mainly of single-family homes, but there are some multi-family homes, too. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Copyright 2023 South Florida Agent magazine. An average house in this beautiful town costs around a million dollars. ("Adviser(s)") with a regulatory body in the United States that have elected to participate in our matchin Then, the reality of what it may cost to fulfill these dreams hits home. Although its one of the Space Coasts most populated metro areas, Melbourne still retains a small-town quality that makes it attractive to families, single professionals, and retirees alike. These beach towns have modest houses at reasonable prices and picture square environments for you to settle down. Naples is one of the most sought-after places to live with plenty of golf courses, shops and restaurants close by. The list ranges from traditional retirement destinations to bigger northern cities to some surprising places out west. The most affordable Florida beach towns are: Titusville Sebastian Port Charlotte Fort Pierce Daytona Beach Venice Palm Bay Melbourne Beach Port Orange Tarpon Springs Finding an affordable beach town does not mean you have to give up the beauty and ambiance that the state of Florida is known for. However, this will give you a quieter and more serene lifestyle. Well, you can turn this dream into a reality because we are going to reveal the best beach towns in Florida to retire. Family life is vibrant here with safe neighborhoods around most schools and great public transportation to get around the city. This makes the region quite appealing to old and young people alike. With a mixture of green trees and sun-drenched coastline, Port Orange is a special beach town in Florida to consider living in. This is a great combination if you are looking for an affordable beach town in Florida. The weather, of course. Once again, Sarasota, Florida, topped the list of Best Places to Retire in the U.S., according to U.S. News and World Report's 2021-2022 data. This is a low cost beach town that has the added advantage of being within a short driving distance to both Tampa and Naples as well. It has got a population of over 13,000 people, a third of whom are above the age of 65. Close to Atlantic beaches. However, its serene lifestyle should not fool you as there is so much to see and do here. You will never be lacking for outdoor activities to take part in. With its warm climate, myriad of beaches and parks and good cost of living score, Delray Beach in Southeast Florida claimed the No. Daytona Beach has a population of nearly 75,000 and 20% of people are age 65 and up. Palm Bay is another of the affordable beach towns in Florida that you might want to consider. Taking the No. It is home to Floridas number one state park, Honeymoon Island, which boasts emerald green waters and pristine white beaches. The median price of an average house in Delray Beach is around $280,000. The biggest employment opportunity offered by Pensacola is in the tourism, entertainment, hospitality industry, and retail trade. The people of Daytona Beach have access to an amazing restaurant scene, with their location as one the most popular spots for tourists in Florida. Gulfport is one of Mississippis biggest cities, so you wont lack for amenities. 10 Best Things To Do In Apalachicola, Florida. Neighborhoods.com is not affiliated with the builder, developer, or the association of any communities displayed on this website. You will be amazed at how far your money will go compared to the beauty and ambiance of the region. What many people may not realize, however, is that there are towns where you can still enjoy the splendors of life by the sea at a more affordable price. New Smyrna Beach was the center of intense real estate speculation during the 1920 . Ocean Springs, Mississippi Population: 18,387 Median home price: $250,967 Median monthly rent: $1,350 Ocean Springs oozes small town Southern charm. In the downtown area, youll find several historic sites, tasty eateries and live arts performances, and you can go fishing, paddling, surfing and sailing on the blue-green waters that sweep the beach. 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